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AI-Powered Credit Card Statement Processing

Extract Data from Credit Card Statements Automatically

Automate credit card statement processing with AI. Extract transactions, balances, and payment details from any credit card statement with 99.7% accuracy.

99.7% accuracy
All card brands
PCI DSS compliant
100 free statements
99.7%
Extraction Accuracy
<10s
Processing Time
100%
Card Issuers
95%
Time Savings
Complete Statement Data

Every Field Extracted Automatically

Our AI extracts all credit card statement data including transactions, balances, and fees.

Cardholder Name

Account holder information

Card Number

Last 4 digits of card

Account Number

Credit card account ID

Statement Period

Billing cycle dates

Statement Date

Date of statement issuance

Payment Due Date

Minimum payment deadline

Previous Balance

Last statement balance

Payments & Credits

Payments made in period

Purchases

New charges during period

Cash Advances

Cash withdrawal amounts

Fees & Interest

Finance charges and fees

New Balance

Current amount owed

Minimum Payment

Required payment amount

Credit Limit

Maximum credit available

Available Credit

Remaining credit

APR

Annual percentage rate

Transaction Details

Individual purchase records

Merchant Information

Store/vendor names

Reward Points

Points earned or available

Foreign Transactions

International purchases

Why Choose DigiParser

The Smartest Way to Process Credit Card Statements

Built for finance teams who need accurate expense tracking and compliance

99.7% Accuracy

AI trained on credit card statements from all major issuers ensures accurate extraction

All Card Brands

Process statements from Visa, Mastercard, Amex, Discover, and all major credit cards

Transaction-Level Detail

Extract individual transactions with merchant names, dates, amounts, and categories

Multi-Currency Support

Handle foreign transactions and multi-currency statements with automatic detection

Balance Verification

Automatically verify calculations, detect discrepancies, and flag errors

Secure & Compliant

Bank-grade security with SOC 2 Type II and PCI DSS compliance

Supported Card Issuers

Works With All Major Credit Cards

Process statements from any credit card issuer worldwide

Capital One
Chase
American Express (Amex)
Citibank
Bank of America
Wells Fargo
Discover
US Bank
Barclays
HSBC
TD Bank
PNC Bank
And all major credit card issuers worldwide
Use Cases

Built for Financial Management

From expense tracking to fraud detection, streamline credit card management

Expense Management

Track business expenses and categorize credit card spending automatically

  • Automated categorization
  • Receipt matching
  • Budget tracking
  • Expense reports

Accounting & Bookkeeping

Streamline credit card reconciliation and import transactions to accounting software

  • Auto-sync with QuickBooks
  • Bank reconciliation
  • Tax preparation
  • Audit trails

Financial Planning

Analyze spending patterns and track financial goals across credit cards

  • Spending analytics
  • Trend analysis
  • Budget monitoring
  • Financial insights

Loan Processing

Verify income and assess creditworthiness for loan applications

  • Income verification
  • Debt analysis
  • Credit assessment
  • Faster approvals

Fraud Detection

Monitor transactions and identify suspicious charges automatically

  • Unusual activity
  • Duplicate charges
  • Unauthorized transactions
  • Alert system

Personal Finance

Track personal spending, manage budgets, and optimize credit card rewards

  • Budget tracking
  • Rewards optimization
  • Payment reminders
  • Debt payoff planning
Simple Process

From Statement to Data in 4 Easy Steps

Start processing credit card statements in minutes

1

Upload Statement

Upload PDF/image statements via drag-and-drop, email, or API

2

AI Extracts Data

All transactions, balances, and account details extracted automatically

3

Categorize & Validate

Automatic transaction categorization with validation of totals

4

Export & Sync

Export to accounting software or sync with expense management tools

Questions & Answers

Frequently Asked Questions

Everything you need to know about automated credit card statement processing

What types of credit card statements can you process?

We process statements from all major credit card issuers including Visa, Mastercard, American Express, Discover, and store cards. We support personal, business, corporate, and prepaid card statements in PDF, image, or scanned document formats.

Can you extract individual transactions?

Yes! We extract all transaction details including date, merchant name, amount, transaction type (purchase, cash advance, fee), foreign transaction indicators, and running balances. We can process hundreds of transactions per statement.

How do you handle multi-page statements?

We automatically process all pages of multi-page statements, including transaction history across multiple pages, fee schedules, interest calculations, and terms & conditions. All data is extracted and linked correctly.

Can you categorize transactions automatically?

Yes! Our AI can automatically categorize transactions into common expense categories (travel, dining, gas, office supplies, etc.). You can also create custom categorization rules for your specific needs.

Is my financial data secure?

Absolutely. We use bank-grade 256-bit encryption, maintain SOC 2 Type II certification, and comply with PCI DSS, GDPR, and other financial data regulations. Your credit card statements are never shared with third parties and can be deleted at any time.

Can you verify balances and calculations?

Yes! We automatically verify that previous balance + new charges - payments = new balance. We also validate interest calculations, minimum payment amounts, and flag any discrepancies for review.

Can I integrate with accounting software?

Yes! We offer direct integrations with QuickBooks, Xero, FreshBooks, Expensify, and other accounting platforms. You can also use our API, Zapier, Make, or export to CSV/Excel/JSON.

Do you support international credit card statements?

Yes, we process credit card statements from banks worldwide in multiple currencies and languages. We can handle foreign transaction fees, currency conversions, and international merchant names.

What's the pricing?

We offer a free tier with 100 statements per month (no credit card required). Paid plans start at $14/month for 100 statements. For businesses processing 1,000+ statements monthly, we offer custom enterprise pricing with volume discounts.

Ready to Automate Credit Card Statement Processing?

Join thousands of businesses who trust DigiParser for fast, accurate credit card statement extraction. Start with 100 free statements today.